Our Loan Programs

A nationwide direct lender to real estate investors. If you have a project that needs to be funded, you’ve come to the right place.

DSCR Loan

Taking the first step on the real estate ladder? A rental property loan at a great rate can jump-start the momentum you need to build passive income through real estate.

  • 21-35 Day Close
  • No Tax Returns
  • No Income Verification
  • No Employment Verification
  • 91 Day Seasoning

Fix & Flip Loans

If you’re looking for financing that will give you the opportunity to make some upgrades and resell in a short time period, a fix and flip loan may be for you.

  • 2-28 Day Close
  • No Experience Required
  • No Minimum FICO
  • Up to 90% of Purchase | 75% ARV
  • 100% Renovation

Bridge Loans

Looking to bridge the gap until you secure additional or long-term financing? We can help you achieve the next step towards your goals with industry-low rates on a bridge loan.

1-2 Year Interest Only Loans starting at 8.99%

  • 14-28 Day Close
  • No Tax Returns
  • No Income Verification
  • No Employment Verification
  • Purchase and Value Add Opportunities

Commercial Loans

A commercial business loan can help you start or grow a business, or purchase or renovate a commercial property.

Starting at 7.99%

  • 21-35 Day Close
  • Apartment Building
  • No Tax Returns
  • No Employment Verification
  • 5-20 Units / Mixed Use
Explore DSCR LOans
Explore Fix & Flip Loans
Explore Bridge Loans
Explore Commercial Loans

Resource center

BRRRR Real Estate Strategies and Ways to Avoid Potential Problems

The BRRRR method exists for one reason: capital efficiency. Buy under market value, improve the asset, stabilize income, refinance based on the new value, then reuse capital. That cycle sounds clean on paper. In practice, the margin for error stays thin. Most problems with BRRRR deals do not come from market crashes or bad luck. They come from poor assumptions, rushed decisions, and weak execution.

Read more

How to Finance Your Vacation Rental

Financing a vacation rental is not the same as buying a primary home. The goal here is simple. Explain how vacation rental financing actually works. What options exist. When each option makes sense. Where people get stuck. And how to avoid wasting time or losing a deal because the financing plan was never clear from the start.

Read more

Housing Market Trends and Predictions for 2026 and Beyond

This is not a market built for guessing. It rewards structure, margin, and repeatable process. That is why the BRRRR Method sits at the center of serious investment planning for 2026 and beyond. Not as a trend. As a framework that works when timing feels unclear and numbers matter more than headlines.

Read more

Buy, Rehab, Rent, Refinance, & Repeat. A nationwide direct lender to real estate investors. If you have a project that needs to be funded, you’ve come to the right place.

Buy, Rehab, Rent, Refinance, & Repeat. A nationwide direct lender to real estate investors. If you have a project that needs to be funded, you’ve come to the right place.

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