Our Loan Programs

A nationwide direct lender to real estate investors. If you have a project that needs to be funded, you’ve come to the right place.

DSCR Loan

Taking the first step on the real estate ladder? A rental property loan at a great rate can jump-start the momentum you need to build passive income through real estate.

  • 21-35 Day Close
  • No Tax Returns
  • No Income Verification
  • No Employment Verification
  • 91 Day Seasoning

Fix & Flip Loans

If you’re looking for financing that will give you the opportunity to make some upgrades and resell in a short time period, a fix and flip loan may be for you.

  • 2-28 Day Close
  • No Experience Required
  • No Minimum FICO
  • Up to 90% of Purchase | 75% ARV
  • 100% Renovation

Bridge Loans

Looking to bridge the gap until you secure additional or long-term financing? We can help you achieve the next step towards your goals with industry-low rates on a bridge loan.

1-2 Year Interest Only Loans starting at 8.99%

  • 14-28 Day Close
  • No Tax Returns
  • No Income Verification
  • No Employment Verification
  • Purchase and Value Add Opportunities

Commercial Loans

A commercial business loan can help you start or grow a business, or purchase or renovate a commercial property.

Starting at 7.99%

  • 21-35 Day Close
  • Apartment Building
  • No Tax Returns
  • No Employment Verification
  • 5-20 Units / Mixed Use
Explore DSCR LOans
Explore Fix & Flip Loans
Explore Bridge Loans
Explore Commercial Loans

Resource center

Why Data Is Reshaping the Future of Real Estate Lending

The real estate lending business is changing fast -and data is driving the change. Hard money lenders, private lenders, fix-and-flip investors, and portfolio buyers are no longer making decisions based purely on instinct or old-school underwriting formulas. They’re using data. Data analytics is becoming the foundation of modern real estate lending.

Read more

Real Estate Investors Calculator: Your Complete 2026 Guide

The real estate investors calculator from Brrrr Loans operates on a straightforward yet powerful framework that transforms raw property data into actionable investment insights. This innovative platform offers a completely free real estate investment calculator that rivals premium tools in functionality and accuracy.

Read more

7 Steps to Financial Freedom: The Complete Real Estate Investor's Guide

Joel Kraut, author of "7 Steps to Financial Freedom" and founder of Brrrr Loans, has spent decades helping investors break free from traditional financial limitations. Through his coaching program and lending services, Joel has guided hundreds of clients toward financial independence using a straightforward seven-step framework.

Read more

Buy, Rehab, Rent, Refinance, & Repeat. A nationwide direct lender to real estate investors. If you have a project that needs to be funded, you’ve come to the right place.

Buy, Rehab, Rent, Refinance, & Repeat. A nationwide direct lender to real estate investors. If you have a project that needs to be funded, you’ve come to the right place.

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